On this page:
- What does Dennis Spencer do?
- The LEAP® Process
- How much does it cost?


What does Dennis Spencer do?

People work with me because I educate, organize and prepare my clients for the financial situations they will likely face. 

What this means is that I will invest the time to develop a personal money strategy for your unique situation. 

You will benefit from the clarity, confidence and peace of mind to know you will reach your financial potential.

 

The LEAP® Process

The LEAP® Process is a unique personal financial tool, but it’s not a do-it-yourself situation. I will coach you through the principles of LEAP®.

What this means is that I first look to understand who you are, what you care about and what needs your attention.  We then look to identify what challenges might block that from happening, recognize some of the opportunities that excite you at this time, identify the relationships that you are looking to provide confidence and certainty to and then look to recognize the experiences that have brought you here today. 

The next step in the process is to look at the financial commitments that you have already made and see how aligned they are with the intentions that you have personally and professionally.  When appropriate, I will share with you some concepts, tools and ideas that can look to maximize your protection and growth while minimizing your tax implications and risks.

The third step in the process is to meet with you on a consistent basis to make sure your plan is performing up to your expectations and that we are addressing the current issues in your life.

The main benefit is that you will have the peace of mind and confidence to know that we will be focusing on you throughout the entire process and that together, we will help you honor the commitments that you have made.

 

How much is all of this advice going to cost?

You don’t pay me a cent.

I invest my time with you to build a sound financial plan to support your life’s goals. At the end of the process, some of the tools that you may wish to choose from are tools that I can provide through my relationships with Park Avenue Securities and The Guardian Life Insurance Company of America. Should you choose one of those tools, I would receive a commission on your selection. 

Memo of Understanding

 

Cedar Rapids, Iowa area
CALL: 319-573-3083
© 2007-2008 Dennis Spencer

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 1840 NW 118th Street, Suite 200, Des Moines, IA 50325. Securities products/services and advisory services offered through PAS, a registered broker/dealer and investment advisor, (515) 457-1276. Field Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Financial Architects is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member NASD, SIPC.

The Registered Representative is securities and advisory licensed in Iowa and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who resides in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Licensed to conduct insurance business in Iowa.